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Deposit Products

 

Maritime Savings Account

 

This is the conventional savings account whose main benefit is encouraging the account holder to save for the “raining days”.

Features & Benefits

  • Simple account opening process
  • Safety of funds.
  • Convenience banking.
  • Flexibility.
  • Attracts very competitive interest on your savings.
  • Access to ATM card.
  • Minimum cash opening balance of N1, 000.
 

Maritime Current Account

 

This is an individual current account which enables the account holder to issue his / her cheque to 3rd parties or present the cheque for clearing without visiting the bank.

Features & Benefits

  • Access to customized cheque book.
  • Allows for Third party withdrawal on account.
  • Convenience banking
  • Access to e-banking services.
  • Access to Loans and Overdrafts.
 

Maritime Corporate Account

This is an account for corporate entities whose businesses may be registered by:
Name: Business name registration e.g. Enterprises or Ventures or Incorporated as a Limited Liability Company.Account holders are issued with the bank’s instrument which is payable also through the clearing system when presented in any bank within the country.This account can be opened by Churches and Mosques, Sole Proprietorship & Partnership.Features & Benefits

  • Access to customized cheque book.
  • Allows for Third party withdrawal on account.
  • Convenience banking
  • Access to e-banking services.
  • Access to Loans and Overdrafts.
 

Maritime Target Account

 

This is a specialized savings account opened by account holder for savings towards a specific future project namely payment of house rent, children’s school fees, Christmas or Salah celebrations, purchase of household appliances or even marriage.

The key goal of opening this account is to save at the convenience of the account holder a certain sum periodically.

Features & Benefits

  • Safety and security of funds.
  • Flexible tenor.
  • Stable interest rate throughout the duration.
  • The account could be used as collateral for loan.
 

Maritime Group Account

 

This product is designed mainly for micro customers who are Petty traders, Tailors, Barbers, Beauticians, Vulcanizers, and Mechanics etc.

The purpose of this account is to encourage members of a cluster group numbering from 5 -20 to establish a business relationship with the bank in growing their businesses.

The product also provides for the group members to open their individual savings accounts and save weekly.

This account can be opened by clubs and societies, churches and mosques.

Features & Benefits

  • Simple account opening process.
  • Encourages regular savings among members.
  • Easy accessibility of credits for group members.
  • Flexible loan tenor and repayments.
  • Stable interest rate throughout the loan tenor.
  • The account could be used as collateral for loan.
  • Helps to increase working capital of members.
 

Maritime Cooperative Account

 

This product is designed mainly for salary earners whose main challenge is saving from their monthly income.

Staff members of organizations are encouraged to establish cooperative groups within their business environment and monthly savings ranging from N2, 000 above per staff with participating members who have saved for over 6 months can borrow 3 times their savings from the cooperative purse at an interest rate below the conventional.

Features & Benefits

  • Simple account opening process.
  • Encourages saving and easy accessibility.
  • Accessibility to credits.
  • Affordable rates.
  • Encourages and builds savings.
 

Maritime Salary Account

 

This is a specialized account for salary earners which enables account holder’s whose salary is domiciled in Maritime MFB to apply for Maritime Anchor (Salary Advance) in cases of emergency.

Features & Benefits

  • Simple account opening process.
  • Access to Maritime Anchor.
  • Flexibility.
 

Maritime Fixed Deposit Account

 

This product is designed to encourage long tenor savings of idle funds from individuals and corporate entities.

The account offers higher returns on investment in comparism with the regular savings account.

Features & Benefits

  • Simple account opening process.
  • Safety and security of funds.
  • Flexible tenor.
  • Attracts higher Interest earnings.
  • Stable interest rate throughout the duration.
  • The account could be used as collateral for loan.
  • Helps to increase working capital.
 

Maritime Kiddies Account

 

This is a specialized savings account opened by parents for the benefit of their children. This account is met to create a pool of funds through regular savings by the parents for the child’s education and general well-being.

Features & Benefits

  • Simple account opening process.
  • Attractive interest rate.
  • Access to ATM card.
  • Safety of deposits.
  • SMS alert on all transactions.
  • Helps create stable finance for the future.
  • Account can be used as collateral.